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Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is a small finance bank offering lease rental discounting with competitive terms for eligible applicants.
Interest Rate
10.50% - 13.50%
Processing Fee
Up to 1.75% of loan amount
Max Loan Amount
Up to 70% of discounted rental value
Max Tenure
Up to 10 years (capped at remaining lease term)
Key Benefits
Features
- Loan tenure aligned to lease period
- Funds usable for business expansion or refinancing
Special Offers
- Lower rate for long-term, reputed corporate tenants
Pros & Cons
Advantages
- Flexible eligibility for newer or smaller businesses
- Personalized relationship-driven service
Considerations
- Smaller branch network and lower loan ceiling than larger banks
Eligibility
- Leased commercial property with a creditworthy tenant
- Registered lease/rent agreement
- Clear property title
Documents Required
- Lease/rent agreement
- Property documents
- Tenant KYC
- Rental bank statements
Frequently Asked Questions
Important Disclaimer
- All information provided is for reference purposes only and subject to change.
- Interest rates and fees are indicative and may vary based on your profile and market conditions.
- Loan approval is subject to the bank's terms and conditions and credit assessment.
- Processing-fee cashback, where applicable, is credited only after loan disbursal and unlocks upon EMI completion — it is not available for guest applications.
- Please verify all details with the bank before making any financial decisions.
Ready to apply with Ujjivan Small Finance Bank?
Get your processing fee back as cashback after disbursal.
Apply Now