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Ujjivan Small Finance Bank
Ujjivan Small Finance Bank is a small finance bank offering property loan with competitive terms for eligible applicants.
Interest Rate
11.50% - 16.00%
Processing Fee
Up to 2.00% of loan amount
Max Loan Amount
Up to 70% of property value
Max Tenure
Up to 15 years
Key Benefits
Features
- Flexible end-use of funds
- Overdraft facility available on select plans
Special Offers
- Preferential rate for existing home loan customers
Pros & Cons
Advantages
- Flexible eligibility for newer or smaller businesses
- Personalized relationship-driven service
Considerations
- Smaller branch network and lower loan ceiling than larger banks
Eligibility
- Clear property title
- Stable income source
- Minimum age 25 years
Documents Required
- Property documents
- PAN card
- Income proof
- Bank statements (6 months)
Frequently Asked Questions
Important Disclaimer
- All information provided is for reference purposes only and subject to change.
- Interest rates and fees are indicative and may vary based on your profile and market conditions.
- Loan approval is subject to the bank's terms and conditions and credit assessment.
- Processing-fee cashback, where applicable, is credited only after loan disbursal and unlocks upon EMI completion — it is not available for guest applications.
- Please verify all details with the bank before making any financial decisions.
Ready to apply with Ujjivan Small Finance Bank?
Get your processing fee back as cashback after disbursal.
Apply Now